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How to Load Gcash and Cash-in Funds to Your Mobile Wallet This 2024

How to Load Gcash and Cash-in Funds to Your Mobile Wallet This 2024

It is easy to load a GCash wallet because many options are available, such as over-the-counter and online banking. Know how to load GCash here.

(UPDATED) Adding funds to your GCash wallet has never been easier, thanks to the numerous partner outlets/stores of one of the Philippines' most popular mobile banking apps.

GCash users can load their wallets at partner stores such as Puregold, Robinsons, Gaisano, and SM Group; online banks such as BPI, Unionbank, Metrobank, and RCBC; and global partners such as Paypal, Alipay, Xoom, and bWallet.

Meanwhile, BPI is preferable because there are no fees associated with loading or adding funds to your GCash wallet or account, making it more convenient to use. Users can also visit GCash load stations or over-the-counter locations located throughout the country.

Once you have funds in your GCash, you can use Gcash's unique features, such as buying load, paying bills, and making online payments. Know how to load your GCash wallet this 2023 by reading this guide.

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Why should you load your GCash wallet?

To use its services, such as paying bills and paying partner merchants via QR, you must load your GCash wallet or cash-in funds. Meanwhile, fully-verified users can use GCash for bank transfers, international remittances, and GCredit loans.

Other benefits of having funds in your GCash account include the ability to send money to other users and purchase load or credits for any network.

What are the requirements for loading the GCash wallet?

If you want to load your wallet via online banking, you must have a verified GCash account. If you are not yet verified, you can still load it offline through partner stores. Other requirements for loading a GCash wallet: Gcash number, recipient's name, and amount.

Where can I load my GCash?

As previously stated, you can load your GCash wallet in three ways: over the counter, offline banks, global partners, and remittance.

The options for said method can be found in the GCash app. In the app, you can also view a list of partner stores or outlets where you can add funds to your GCash wallet. You can also look at the list below:

Over the Counter

Supermarkets Pawnshops and Machine Cash-Ins Payment Facilities Convenience Store Other Partner Stores
All Day Supermarket Cebuana Bayad Center 7-Eleven Robinsons Dep't Store
Choice Mart CVM Pawnshop DA5 AlfaMart SM
Easy Day Shop Jaro Pawnshop ECPay FamilyMart Southstar Drug
Ever Supermarket Palawan ExpressPay Ministop Watsons
Gaisano Grand RD Pawnshop Globe Store Puremart Petron
Puregold Tambunting iBayad Shell SELECT Seaoil
Robinsons Easymart Villarica Panalo Express No Brand
Robinsons Supermarket eTap PERA HUB LBC Express
Shopwise Pay & Go Posible
SM Group of Supermarkets TouchPay TrueMoney
The Marketplace VIP Payments Center
Ultra Mega Supermarket

Online Banks

Preferred banks Other Banks
UnionBanks BDO
EastWest Bank
Security Bank


Global Partner and Remittance

Global Partners Receive Straight to GCash
Paypal AliPayHK SABB
Payoneer Azimo SBI Remit
MoneyGram bWallet Sendwave
Western Union Cross Remittance Siammali Remittance
Denaril Cash Singtel Dash
EMQ Send Skrill
Global Remit Telcoin
GmoneyTrans TikFX
Instant Cash Transfer Galaxy
Panda Remit Wall Street Exchange
PayIt Warba Bank
Remitly WireBarley
Rocket Remit Xoom

Apart from the above-mentioned partner stores and outlets, you can also load your GCash wallet at Pera Outlets or GPOs. GCash Pera Outlet (GPO) is the mobile banking app's authorized "Sari-Sari Store" partner.

While small retail establishments (Sari-Sari Stores) offer cash-in and cash-out services, their transaction fees and charges vary since they are not an authorized GCash partner. 

How to load GCash wallet?

To add money to your GCash wallet, simply select one of the available options. If you are a verified GCash user with a Bank of the Philippines account, you may follow the steps outlined in this article: "How to Transfer Money from BPI to GCash?"

However, if you do not have a BPI account or another form of mobile banking, you may visit a nearby partner GCash store. You may follow the steps below:

1. Launch your GCash app and click Cash-In

To load your GCash wallet, open the GCash app and log in to your account. Simply enter your registered mobile number followed by your MPIN to access your account. To proceed, click the Cash-In button on the app's home screen.

2. Find the nearest partner store that loads GCash

When you click the "Cash-In" button, you will be given three options for funding your Gcash wallet. If you haven't been verified yet or don't have an online banking account, use the Over-the-counter method.

You can check the nearest partner store in your area by clicking "View nearby partners." You can also check the nearest branch near you by selecting a store from the Over-the-counter category.

3. Go to the nearest store and ask the cashier about GCash load

Proceed to your preferred store and inform the cashier or person in charge that you wish to fund your GCash wallet.  Additionally, ensure that you have access to mobile data or internet connectivity, as you will require it for the next step.

4. Click on Generate Barcode and enter your desired amount

If your chosen partner store requires a barcode when adding funds to your Gcash wallet, click "Generate Barcode" and then enter the amount you wish to add to your Gcash wallet. Next, press the "Generate Code" button to get the barcode.

You may also check here for the list of the Over-The-Counter GCash partners that require a barcode when adding funds to your account.

5. Present the barcode to the cashier and click done

After you've generated a barcode, show it to the cashier or the person in charge so they can add money to your GCash wallet. When you have received the amount, click the "Done" button, followed by the "Ok" button to confirm the transaction.

Which GCash partner stores require the use of a barcode?

Creating a barcode to add funds to your GCash wallet is convenient, which is why most of GCash's partner stores require customers to do so. To generate a barcode, go to the "Cash-in" menu in your GCash app, select the store that requires it, and then click the "Generate Barcode" button.

You can check below the partner stores that require a generate barcode when transacting with them:

  • PureGold
  • Robinsons Easymart
  • Robinsons Supermarket
  • Shopwise
  • SM Group of SuperMarkets
  • The MarketPlace
  • Waltermart
  • Robinsons Department Store
  • SM
  • Southstar Drug
  • NoBrand
  • LBC Express
  • CVM Pawnshop
  • Jaro Pawnshop
  • Tambunting
  • Bayad Center
  • ExpressPay
  • TrueMoney
  • MiniStop

Can I load someone using GCash?

Yes, anyone can be loaded using the GCash app. You can buy electronic credits for any network such as Globe, TM, Smart, TNT, and DITO when you have enough funds in your GCash wallet. Simply launch your GCash app and tap the "Buy Load" button on the home screen. Enter your target recipient's phone number and the load promotions you want to send them.

What is the fee for an over-the-counter transfer?

Unless you reach the monthly threshold of Php 8,000, cashing in or loading through over-the-counter outlets or partner stores is free, according to GCash. This means that once you reach this limit, you will be charged a 2% service fee every time you cash out.

The fee will be deducted automatically from the amount you loaded into your GCash wallet. The limit, however, is reset on the first day of each month, so individuals can cash in for free every month up to Php 8,000.

The service fee (2%) applies in the following GCash load station or outlets: 

Machine Cash-In Supermarket Department Stores
TouchPay Puregold Robinsons
eTap Savemore SM
Pay n Go SM Hypermarket
Shell SELECT SM Supermarket row4 col 3

Pawnshop Payment Facilities Convenience Store Logistics
Cebuana Lhuiller Globe Store 7-Eleven LBC Expres
Villarica Bayad Center
Tambunting ECPay
Palawan Pawnshop Western Union
(selected branches)


It's extremely simple to load a GCash wallet because numerous methods are available, including over-the-counter transactions, online banking, and more. Therefore, if you have GCash, have no fear, as funding is simple and allows you to access the app's exclusive in-app features.

If you are not verified or do not have an online banking account, you may cash in at one of the nearby partner outlets/stores. Additionally, authorized agents are available through GCash Pera Outlet (GPO), partnered with Sari-Sari Stores.

For additional information, you may contact the GCash customer service hotline at 2882. —iTacloban

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