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10 Proven Ways to Earn Money Using GCash

10 Proven Ways to Earn Money Using GCash

From selling loads to playing games and offering bills payment services, GCash provides users with numerous opportunities to boost their income. Read on to explore how this user-friendly app can help you achieve your financial goals effortlessly from the comfort of your mobile device.

(UPDATED) GCash has emerged as a game-changer in mobile wallet applications, providing users a convenient and secure way to manage their finances. Whether for sending or receiving money, paying bills, buying loads, investing, or even getting a loan, GCash has streamlined how we handle our money transactions, making it an indispensable tool for millions of users in the Philippines.

But did you know that GCash also presents numerous opportunities to earn money? That's right! This innovative app has proven and tested ways for users to earn extra cash. From selling loads to playing games, GCash offers a range of options to boost your earnings and supplement your income.

With its user-friendly interface and accessibility, GCash has opened up a whole new world of financial possibilities, allowing users to earn money effortlessly from the comfort of their mobile devices. So, if you're looking for a side hustle or a more substantial source of income, GCash has something for everyone. Why not explore the various earning options on GCash and see how it can help you achieve your financial goals?

Here are ten proven ways to earn money using GCash:

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Sell Load

Sell load on GCash easily by ensuring you have enough funds and using the "Buy Load" feature to offer to customers.

Selling load on GCash is an easy way to earn money. Simply ensure there are enough funds in GCash and use the "Buy Load" feature to sell to customers such as family, friends, or strangers. GCash supports all major networks, including Globe, Smart, and DITO.

To sell a load, go to the "Buy Load" option in the GCash app, enter the phone number of the person you want to send the load to and select the amount. You can then add a profit margin of around Php 3-5  for each transaction. For instance, if you sell a Php 100 load, you can add a Php 3 profit margin, making the total amount payable Php 103.

How much can you earn? Assuming you sell an average of 50 loads per day, with a Php 3 profit per load, you could earn around Php 150 per day, which equates to Php 4,500 per month. This amount could be higher or lower, depending on how many loads you sell and how much profit you decide to add. Just make sure to register your business and comply with all regulatory requirements.

Cash-in and Cash-out service

Offer your services as a GCash agent and earn money through GCash Pera Outlet (GCash PO).

GCash allows you to cash-in and cash-out through various channels, such as banks, remittance centers, and payment centers. You can earn money through cashing in and cashing out by offering your services as a GCash agent through GCash Pera Outlet (GCash PO).

As a GCash agent, you can earn commissions for each cash-in and cash-out transaction. To become a GCash agent, you need a physical store or business that can serve as a cash-in and cash-out location. You can earn commissions of up to 1% for cash-in transactions and 2% for cash-out transactions.

How much can you earn? Let's say you process an average of 50 cash-in transactions daily with an average value of Php 1,000. At a commission rate of 1%, you could earn Php 500 per day or Php 15,000 per month. If you process an average of 20 cash-out transactions per day, with an average value of Php 2,000, at a commission rate of 2%, you could earn an additional Php 800 per day or Php 24,000 per month.

Earn through referrals

Earn money with GCash's referral program by sharing your referral code with friends and family.

GCash offers a referral program that lets you earn money by inviting friends to use the app. Simply share your referral code with your friends and family, and when they sign up and complete certain transactions, you can earn a referral bonus of up to Php 50. Each month, you can earn up to Php 1,250 through successful referrals.

The more friends you invite, the more you can earn. You can promote your referral code on social media or tell your friends and family about it to maximize your earnings. You can also participate in GCash's various referral campaigns and contests to earn even more rewards.

How much can you earn? For each successful referral, you can earn a referral bonus of up to Php 50. Each month has a limit of Php 1,250 for referral earnings. Let's say you refer 25 friends who successfully complete transactions using GCash, you can earn Php 1,250 in referral bonuses alone. If you refer more friends, you can earn even more.

Play GCash Games

Earn money while having fun with GCash Games like Gold Golf, Leap of Love, and Kaithon Dungeon Rush. Play to earn points, win prizes up to Php 50K, and compete in weekly and monthly leaderboard contests. 

GCash offers a range of games that allow you to earn money while having fun. With games like Gold Golf, Leap of Love, and Kaithon Dungeon Rush, you can earn prizes from a pool of Php 50,000. The more you play, the more points you can earn, which means more cash in your pocket. GCash Games also offer weekly and monthly leaderboard contests that allow you to win even more prizes.

To get started, you must have a verified GCash account, which requires only one valid ID. Once your account is verified, you can log on to GLife and look for Alipay+ or Goama or click on the promotion banner on the homepage.

How much can you earn? Your earnings from playing GCash games depend on your performance and the amount of GCash you win per game. Goama requires an initial cash-out per tournament you join, with a minimum of P15 for seven days of unlimited play to rank up. The prize pool for each tournament varies, so your earnings depend on your skill level and performance in the game.

Offer Bills Payment Services

Earn commissions by offering bills payment services to others as a GCash Pera Outlet partner.

One of the most convenient ways to use GCash is for bills payment. You can pay your utility bills, such as electricity, water, and internet, directly from your GCash account. But did you know that you can also earn money by offering bills payment services to others as a GCash Pera Outlet (PO) partner?

As a GCash PO partner, you can earn a commission for every successful bills payment transaction made through your store. This means that your customers can conveniently pay their bills through your store without going to different payment centers or waiting in long lines. You can charge customers with a commission of Php 5 (not including the biller convenience fee) or add a Php 10-20 margin profit on every transaction made through your store.

How much can you earn? The amount you can earn as a GCash PO partner for bill payment services will depend on how many customers you serve and the margin profit you set for each transaction.

Let's say you have 50 customers a day who pay their bills through your store, and you put a Php 10 margin profit per transaction. That means you can earn Php 500 per day, or Php 15,000 per month, just by offering bill payment services through GCash PO.

Loan through GCredit

With GCredit, you can get a quick and convenient credit line to pay for purchases or bills and even earn rebates and discounts for each successful GCredit transaction.

GCredit is a quick and convenient way to get a loan when needed. It's a credit line that you can use to pay for your purchases or bills, and you can even earn rebates and discounts for each successful GCredit transaction.

To apply for GCredit, you'll need a verified GCash account and a good credit score. You can borrow up to Php 30,000 and pay it back in installments. The interest rate and repayment terms will depend on your creditworthiness and the loan amount. It's an excellent option for those who need a quick loan without the hassle of traditional bank loans.

How much can you earn? You can earn rebates and discounts for each successful GCredit transaction as a borrower. The amount of rebates and discounts may vary depending on the promotion or campaign of GCash. 

As for interest rates, it also depends on your creditworthiness and the amount of the loan. However, if you're a responsible borrower and pay your dues on time, you can improve your credit score, leading to lower interest rates and better loan terms in the future.

Invest Money

GCash also offers an investment feature that allows you to invest your money in various funds and earn returns. You can choose from various funds, such as equity funds, bond funds, and money market funds, depending on your risk appetite and investment goals. 

GCash makes investing easy and accessible by allowing you to invest as little as Php 50. You can also monitor your investments and track your returns using the GCash app. As of writing, GCash has three investment options: GFunds, GStocks PH, and GStocks Global.

How much can you earn? The amount of returns you can earn from GCash's investment feature varies depending on the type of fund you invest in and the performance of the market. Generally, equity funds have a higher potential for returns but also come with higher risks, while bond funds and money market funds offer more stable but lower returns. 

It's important to do your research and assess your risk tolerance before investing. However, with the convenience and accessibility of GCash's investment feature, you can start growing your wealth even with just a small amount of money.

Use as Payment Method (for Freelancers)

Freelancers and small business owners can use GCash's "Request Money" feature to quickly receive client or customer payments.

If you're a freelancer or small business owner, accepting payments from clients can be made easier with GCash. With the "Pay QR" feature, your clients can simply scan your QR code and pay you instantly. You can also use the "Request Money" feature to send payment requests to your clients, which they can easily fulfill through their GCash accounts. 

You can avoid the hassle of dealing with cash and checks and receive payments faster and more securely through GCash. Plus, you can keep track of all your transactions through the said app, making it easier to manage your finances.

How much can you earn? Since GCash's Pay QR and Request Money features are intended for payment transactions rather than for earning profits, there is no fixed amount of money that you can earn by using these services. 

However, using GCash as a payment method can potentially help you save time and money by streamlining your payment processes and reducing the need for physical cash or checks. This can lead to increased efficiency and productivity in your business, resulting in higher profits in the long run.

Sell Deals/E-Credits

Boost your customer base and sales by offering GCash deals and e-credits for your physical or online store.

If you're a business owner with a physical or online store, you can broaden your customer base and increase sales by providing deals and e-credits through GCash. Deals are discounted vouchers that customers can purchase, while e-credits are electronic credits that customers can use to purchase products or services online. 

GCash offers these e-credits through its "non-telco load" feature, making them easily accessible to customers. You can customize the profit margin for each deal and e-credit you offer. 

How much can you earn? To earn through deals and e-credits on GCash, you can set a profit margin of Php 5 per transaction. Your earnings will depend on the volume of transactions you generate. For instance, if you sell 100 deals or e-credits daily, your daily profit would be Php 500. 

Maintaining this level of sales consistently for a month could earn you around Php 15,000. However, note that this is just an estimate, and your actual earnings may vary based on factors such as product offerings, demand, and pricing strategy.

Use as MOP to Get Cash-back

With GCash, use the app as your payment method and enjoy cash-back rewards on shopping, dining, and travel. 

GCash makes getting cash back and other rewards easy by using the app as your payment method. You can get some money back on many things, like shopping, eating out, and traveling, as long as you pay with GCash. You can also save money and get discounts that you wouldn't be able to get if you paid the usual way.

Moreover, GCash runs seasonal and promotional cash-back campaigns that can help you earn even more rewards. Some of these campaigns can offer special discounts and extra cash-back on certain purchases. You just need to take advantage of these deals to save the most money and enjoy the ease and safety of digital payments.

How much can you earn? You can earn cashback and rewards by using GCash as your payment method. For example, if GCash offers a 10% cashback on your total purchase at a specific store or restaurant and you spend PHP 1,000, you would receive PHP 100 back in your GCash account. Just make sure to read the details of each promotion to understand how to qualify for the rewards and how much you can earn.


In today's fast-paced world, managing our finances is more important than ever, and GCash has become an essential tool for many Filipinos. With its ease of use and security features, GCash has become a go-to platform for millions of people in the Philippines who want to handle their finances seamlessly from their mobile devices.

Moreover, GCash is more than just a tool for managing your finances. It's also a way to earn money through various means, including selling loads, playing games, and more. With these ten different ways to earn, GCash allows users to supplement their income effortlessly.

So if you're looking for a side hustle or a more substantial source of income, GCash has something for everyone. However, please note that when using GCash to earn money or partnering with GCash Pera Outlet and becoming an agent, you must comply with regulations to ensure a more legitimate way of earning. —iTacloban/AJ Yes

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